Lenders are looking at your credit, your revenue, and whether your paperwork backs up what you say. Know where you stand before you apply.
Lenders don’t approve businesses because they have a great story. They approve what they can verify. Here’s what they’re looking at.
Your personal credit can still matter when you’re applying for business funding. High utilization, late payments, and other issues can shrink your options before the lender gets very far.
Lenders don’t just look at how much your business makes. They look at consistency, deposits, and whether your bank statements support the revenue you claim.
Good credit and revenue aren’t the whole file. Time in business, bank activity, documentation, existing debt, and lender fit can determine what you qualify for and when you should apply.
Get the Free Playbook and see what lenders review, what can knock you out of consideration, and what you can work on before asking for money.
Free download · Sent instantly to your inbox
See what lenders evaluate, what gets applications declined, and what you can fix before you ask for funding.